Perfi

About us


Aktiva Finance Group is the only company in the region offering a complete financial infrastructure solution.

 

Aktiva Finance Group is a one-stop shop for businesses looking for a comprehensive financial infrastructure. With our products, you can streamline your processes and focus on what’s important – your clients.

We have been in the business for almost three decades and offer all-in-one financial solutions for your business.

How did we get here?

Mission

We are the backbone of our customers’ financial infrastructure

We help make their lives easier by creating innovative, convenient, and uncomplicated services that free up resources to grow their businesses.

Vision

We will become the leading financial infrastructure company in the region.

We contribute to the development of the financial sector by helping our customers assess the credit scores of individuals, developing efficient payment solutions, and reducing their credit losses. We do everything in our power to ensure that our services are easily accessible, understandable and cover the varying needs of businesses.

LIFELONG
TRUST

We always have your best interest in mind.
We help you to succeed from ideation to exit.

VALUING
TIME & MONEY

We don’t waste time with small talk.
We get things done.

FEARLESS
INTEGRITY

We work by the book with the door open.
We place integrity at the forefront.

council

Ülar Maapalu

Chairman of the Council of

Aktiva Finance Group

Hans Luik

Hans Luik

Council member of Aktiva Finance Group

Argo Virkebau

Argo virkebau

Council member of Aktiva Finance Group

Our team

Oliver Markvart​

CEO of Aktiva Finance Group

Mihkel Veskimägi​

CSO of Aktiva Finance Group

Margus Aule

CFO of Aktiva Finance Group

Artur Rahkema​

CIO / CTO of Aktiva Finance Group

Ege Metsandi

CEO of Krediidiregister

Art Andresson

CEO of Tarkpay 

Aušra Čiuplienė

CEO of Viena sąskaita

KARIN LÕHMUSTE

CEO of Perfi 

Arturs Kostins

CEO of Altero Latvia 

Kestutis Paškevičius

CEO of Altero Lithuania

Eylin Kuusemäe

 Country Manager of Altero Estonia

Merle Laurimäe​

CEO of Julianus Inkasso Estonia

Ina Hofmane​

CEO of Julianus Inkasso Latvia

Naugirdas Kazlauskas​

CEO of Julianus Inkasso Lithuania

Dmitri

Dmitrijs Ševčenko ​

Member of the Board of Julianus Inkasso Latvia

Annika Uusmann​

Product Manager of Julianus Inkasso Estonia

Krista Raudsepp

Head of Legal Department at Aktiva Finance Group

Lii Lainvoo​

Chief Accountant of Julianus Inkasso Estonia

Kristo Mägi

Aktiva Finance Group HR Manager

Epp-Helen Reinmets

Aktiva Finance Group Marketing Specialist

Gjunai Abdullajeva

Aktiva Finance Group Executive Assistant

Join us

Do you want to start a career in Aktiva Finance Group or one of our subsidiaries? We are looking for enthusiastic people for our offices in Tallinn, Riga, Vilnius, Kaunas and Warsaw, who relate to our values and want to be part of the fascinating financial world.

If you are interested in self-development and a job in customer service, IT, law, accounting, or sales, send us your CV and motivation letter. We will contact you when we find a suitable position.

Licenses

The financial supervisory authorities have issued the following operating licenses to Aktiva Finance Group companies, which grant the right to provide account information services, initiate payments, offer money transfer services, and many more.

Krediidiregister OÜ

has been issued by the Estonian Financial Supervision and Resolution Authority an activity license 4.1-1/170 since 17.12.2018. The activity license allows the company to offer account information services to other legal entities that gather and confirm the data required to make informed credit decisions.

Meieni OÜ

has been issued by the Estonian Financial Supervision and Resolution Authority an activity license 4.1-1/100 since 06.07.2020. Based on the activity license, the company can provide payment initiation services. The company is also licensed to provide account information services.

Viena Saskaita UAB

has been issued by the Bank of Lithuania an activity license 03-91 since 19.05.2011. The company is allowed to provide money transfer services based on the activity license.

Julianus Inkasso Latvija SIA

provides debt recovery services, based on the license Nr. PA-2022-2  issued 01.05.2022 in Republic of Latvia by the Consumer Rights Protection Center. The license is renewed every 3 years.

PERFI oü

has been issued by the Estonian Financial Supervision and Resolution Authority an activity license which recognized the license given to Viena Saskaita UAB from the Bank of Lithuania. The company is allowed to provide money transfer services based on the activity license.